E&O insurance typically covers you, your employees and your sub-contractors. Your quest for commercial liability insurance – sometimes called “professional liability” – should start with insurers you know and respect. For a list of all commercial insurance providers in FL, visit the Florida Office of Insurance Regulation . Our specialists are here to help and work with you to get the business insurance coverages your Florida business needs.
Well-known for its protection against slip and fall claims, it also covers damage to a third-party’s property, loss of data, failure to deliver promises, and accusations of libel or slander. Insurance costs take a variety of factors into consideration, including your industry, the size of your business, your desired coverage, and any claims you’ve had in the past. For that reason, the cost of insurance can vary largely for different small businesses. This coverage helps protect your business against, burglary, robbery, forgery, computer fraud, employee dishonesty and other crimes. Each situation is unique, but as a general guideline, the type of Florida business you operate or products you manufacture should determine how much Florida commercial general liability insurance you need can be viewed in this link flcomphealth.org
We make it easy to get fast and affordable general liability insurance quotes. We’ve already helped thousands of companies quote and purchase business liability coverage, making us your #1 choice for commercial general liability insurance quotes. Even if you’re just starting up, you can find Florida business insurance coverage that’s right for you. The Florida state government regulates the price of workers compensation insurance. We represent several insurance companies that offer Florida workers compensation insurance dividend plans. When buying business insurance in Florida, every insurance policy you purchase has a maximum value that it will cover in the event of an incident.
Even if you rent or use another property, you run the risk of damaging third-party locations related to business activities, e.g., rented offices, training space, conference/event locations, etc. Insurers will consider the types of service or products you provide, the number of people you employ, how long you’ve been in business, and your claims history. Coverage is typically capped at a specific dollar amount for your policy period. Bodily Injury – physical damage to a person other than an employee at your place of business and injuries caused by you or an employee at a client’s home or work place.
BiBERK is trusted by many companies for business insurance in Florida. We offer flexible policies to protect you from the many types of risk Florida businesses face. Thimble is a great solution for both general liability insurance and professional liability coverage . Employees want to feel safe in the workplace and as an employer, it is their legal responsibility to make it so. However, accidents do happen and in order to better protect employers from lawsuits, businesses may be required to buy worker’s compensation insurance. There are two types of insurance coverage every business in Florida is required to have, and several that are recommended.
All it takes is one customer injury, one falling tree, or one structure fire, and your entire business could be lost. That’s why it’s so crucial to find good business insurance in Florida. Whether it’s workers’ comp in Florida or other small business insurance, we’re often less expensive and easier to do business with than other insurance companies. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services and value that can help them grow.
Our editorial content is intended for informational purposes only and is not written by a licensed insurance agent. Terms and conditions for rate and coverage may vary by class of business and state. There are six limits which may apply differently to different coverages.
Before settling with these limits, you should discuss your risks with a licensed agent. This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury. We offer tailored workers’ comp in Florida to suit your business.
Florida general liability insurance is required by the state for most business owners. GL coverage is designed to protect FL business owners from direct or indirect damages to another party. Your liability insurance helps pay for those damages caused by the actions of your business, or your employees.